Temporary Total Disability Payments in Workers Compensation Cases

You were injured at work, and now your injury has resulted in time off work. What do you do?

For injuries in the workplace, the Indiana Code offers some relief. The Indiana Workers Compensation statute mandates that employers with five or more employees to carry workers compensation insurance. This insurance, if it complies with Indiana law, will provide benefits to the employee.

These benefits include temporary total disability payments. These payments amount to 2/3 of the weekly gross income of the employee. While these payments can be a nice benefit during the recovery period after the injury, they do not begin immediately. The employee must be unable to work for a period of 7 days before payments begin. Once payments begin, they will continue until the employee has improved. More specifically, the employee must reach "maximum medical improvement," which only comes after a doctor has evaluated the employee.

(This post is for information purposes only. Contact an attorney regarding your potential workers compensation case.)

Medical Treatment in Your Workers Compensation Case

You've been injured at work. Seriously injured. And you do not know how you are going to get medical treatment. You do not make much money in the first place, and now you are facing the possibility of major medical services.

What do you do?

Fortunately, the Indiana Workers Compensation Act is employee friendly in this area. Under Indiana law, your employer is required to pay for your medical treatment at no cost to you.

IC 22-3-3-4 states, "After an injury and prior to an adjudication of permanent impairment, the employer shall furnish or  cause to be furnished, free of charge to the employee, an attending physician for the treatment of the employee's injuries, and in addition thereto such services and products as the attending physician or the worker's compensation board may deem necessary."

Be sure to speak to a workers compensation attorney concerning your injury as every case is different. But you should expect for your employer to help you out with obtaining your necessary medical treatment.